How have BPM contributed towards the improvement of their Mukah clients' standard of living: a periodic study on farmers and fishermen as successful loan recipients / Abdul Aziz Nawabdeen

The main issue of this study is to identify how have Mukah branch of Bank Pertanian Malaysia contributed towards the improvement of farmers and fishermen as successful loan recipients .The findings of this study were gathered from interview session with twenty respondents, the sample of this study are focus on farmers and fishermen only. Basically this study could be divided into 4 chapters, which consist of chapter 1 that explained about background of this study and methodology being used by researcher to gather data and information. Chapter 2 , is emphasize on definition of standard of living and how to measure standard of living. Next is, chapter 3, focus on the findings and interpretation of data, which it shows how fund given by Bank Pertanian Malaysia has affected their loan recipients' life and their families and lastly is chapter 4 will be conclusion and recommendation part. Generally this study proved that Bank Pertanian Malaysia have improve their loan recipients’ standard of living by looking certain criteria such as their earning income has increase after the bank finance their project as well as changes in their lifestyles which most of them able to spend more on other thing such as increase in ownership and so on. In short, Bank Pertanian Malaysia has indirectly improved the farmers and fishermen standard of living. Without help and fund from Bank Pertanian Malaysia ,their might not succeed as nowadays.