A study on credit facilities and the success of the special schemes implemented for small businesses / Sapiah Mat Pis

In Malaysia, the small business entrepreneurs seem to have the attention of the Government. The Government has implemented various Schemes and established Credit Guarantee Corporation Malaysia Berhad (CGC), a company that is suppose to be a benefit and assistance to them. The question here is, are all the efforts of the Government really appreciated? Are all the entrepreneurs aware of the various Schemes implemented for them with the objective of assisting any individual, partnership or company. Do they really go to the financial institutions to obtain financial help or just turn elsewhere to look for funds? To be able to have some idea for the above, the various credit facilities are exposed by obtaining information from interviews conducted with some of the representatives of the financial institutions. Questionnaires are then distributed to the small-scale entreprises (SSEs) to inquire on their usage of any of the facilities and also their awareness of the various Schemes and CGC.