Liabilities booklet / Rosthasya Luhong Mark ... [et al.]

The innovation that we are going to conduct is related to Financial Personal Planning which is Liability Booklet. As far as we acknowledge, there is only a budgeting template that we have found, so why not try to create a booklet for liability. As a student, we are going to jump into the working field, and once we have income, we will have greater desire and power to purchase. Furthermore, the majority of students have taken out student loans to fund their expenditures and necessities throughout their studies, therefore it is critical for us to plan financially and use our money efficiently. The purpose of this liabilities booklet is to inform us about our responsibilities in managing the liabilities. That is, we will not have to miss the payment deadline since the booklet will give us a simpler way to fulfill our duties. Other than that, our product is unique in that it is an online-innovated booklet made exclusively for everyone's use. Everyone can list the liabilities they incur through the booklet more easily now that there is a sophisticated virtual world. The liabilities booklet benefits society by preventing bankruptcy. With the availability of this booklet, they will know their respective responsibilities to settle their debts immediately according to what is listed without default. It is because once all debts are listed, they can find out how much debt they have and how much income they have to cover the bills. Additionally, this booklet can be utilized by anyone, regardless of age, who may have debts and wants to comprehend how their money is flowing. Lastly, if the concept we develop has the potential to be used by the broader public, we may decide to register for copyright protection.