The impact of internal factors on commercial bank profitability: a comparative study between Malaysia and Singapore / Ervenecasty Joimur

The banking industry in Malaysia and Singapore are growing rapidly. Financial institution is recognized as an important institution to promote the economic growth and development. A sound financial institution is crucial for the stable economy. Therefore, researchers examine the determinants of commercials banks' profitability in Malaysia and Singapore banking industry. The comparison of two countries has clearer understanding toward the effect of internal determinant on bank profitability. Researchers examine the internal determinants that affect the commercial bank's ability to generate profit in Malaysia and Singapore. In this research, the independent variables include liquidity, capital adequacy, management efficiency and bank size, whereas the dependent variable is return on asset. Based on the analysis result, implications and findings were interpreted in the last chapter. Furthermore, the limitations and recommendations have been discussed to help future researchers to conduct effectively in further studies which are related to this topic