The factors that influence intention of credit card usage among youth / Nazira Hani Khamsen

Nowadays the using of credit card becomes a trend especially among youth. A credit card is a payment card issued to users as a system of payment. There are many reasons why people choose to use a credit card. The objective of this study is to investigate the factors that influence the intention of using credit card among youth. A purposive sampling design questionnaire is employed. The questionnaire will be distributed among youth and students at higher education institution in Johor Bahru, Johor. There are independent variables which are materialism, knowledge about credit card, image consciousness, compulsive spending and others while the dependent variable is intention of credit card usage. The finding of this study will reveal whether there are relationships between independent and dependent variables. This study will be benefit youth as well as others researcher for further research.