Determinants of household debt in Malaysia / Muhammad Norman Sairi

Sairi, Muhammad Norman (2021) Determinants of household debt in Malaysia / Muhammad Norman Sairi. Degree thesis, Universiti Teknologi MARA, Johor.

Abstract

The increasing of household debts in recent years giving a concern to the country which is Malaysia. This study aims to know the determinants of household debt from the year 1989 until 2019. This study uses the Ordinary Least Square (OLS) to measure the data and also includes macroeconomic variable such as income level, employment, interest rates, loans and consumption. The results for the trend of household debt increase from 1989 to 2019 and the GDP and employment give result positive relationship while consumption and interest rate gives a negative relationship. Interest rate has been found to be the most significant factor to the household debt in Malaysia.

Metadata

Item Type:	Thesis (Degree)
Creators:	Creators Email / ID Num. Sairi, Muhammad Norman 2019361665
Contributors:	Contribution Name Email / ID Num. Thesis advisor Sipon, Zuraidah UNSPECIFIED
Subjects:	H Social Sciences > HB Economic Theory. Demography > Macroeconomics H Social Sciences > HC Economic History and Conditions > Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product H Social Sciences > HG Finance > Credit. Debt. Loans
Divisions:	Universiti Teknologi MARA, Johor > Segamat Campus > Faculty of Business and Management
Programme:	Bachelor of Business Administration (Hons) Investment Management
Keywords:	Household debt, macroeconomics;, interest rate
Date:	2021
URI:	https://ir.uitm.edu.my/id/eprint/63986