Determinants of household debt in Malaysia / Muhammad Amir Harith Othman

Othman, Muhammad Amir Harith (2021) Determinants of household debt in Malaysia / Muhammad Amir Harith Othman. Degree thesis, UiTM Cawangan Johor.


Household debt levels have increase quickly in Malaysia over specific amount of time. This research paper discusses how the economic factors can influence the household debt. Lower financial gain households could become susceptible to rising debt service over time. This paper analyses the impact of economic factors on household debt in Malaysia. The result can show the response of economic factors influencing the household debt depends on the relationship between the dependent variable and independent variable. The mode of empirical method is Ordinary Least Square with multiple regressions that applied to statistic information span from year 1995 to 2019. The data can be obtained from World Bank. The economic factors being chosen are Gross Domestic Product, lending interest rate, private consumption, inflation rate and unemployment rate. These determinants are examined to analyse the household debt impact caused by the economic factors.


Item Type: Thesis (Degree)
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Othman, Muhammad Amir Harith
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Thesis advisor
Edward, Oswald Timothy
Subjects: H Social Sciences > HB Economic Theory. Demography > Economics
H Social Sciences > HB Economic Theory. Demography > Consumption. Demand (Economic theory)
H Social Sciences > HC Economic History and Conditions > Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product
H Social Sciences > HD Industries. Land use. Labor > Labor. Work. Working class > Unemployment
H Social Sciences > HG Finance > Interest rates
H Social Sciences > HG Finance > Money > Money and prices. Inflation. Deflation. Purchasing power
H Social Sciences > HG Finance > Credit. Debt. Loans
Divisions: Universiti Teknologi MARA, Johor > Segamat Campus > Faculty of Business and Management
Programme: Bachelor of Business Administration (Hons) Investment Management
Keywords: Household debt; Economics; Gross domestic product; interest rate; Private consumption; Inflation rate; Unemployment rate
Date: February 2021
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