The determinant of loan disbursed by commercial bank in Malaysia/ Nurul Ain Izyanti Darno

Darno, Nurul Ain Izyanti (2018) The determinant of loan disbursed by commercial bank in Malaysia/ Nurul Ain Izyanti Darno. Degree thesis, UiTM Cawangan Johor.


Commercial bank is one of the keeping money framework in Malaysia. They are a few sorts of commercial bank in Malaysia which is open segment, private segment, and remote. The common parts of the commercial bank is to supply money related administrations to common open, businesses and companies. This parts is exceptionally vital in arrange to guaranteeing financial, social soundness, and the supportability of the economy. There are two essential work of the commercial bank which is they acknowledge different sorts of store from open particularly from its clients, counting sparing account stores, repeating account stores, and settled stores. The second work is to supply advances and progresses of different shapes, counting and overdraft offices and cash credit. This two function is likely have their own claim of relationship. In this research, I would like to learn more about the factor that influence the amount of loan disbursed by commercial bank in Malaysia by using the data from the 1st quarter of year 2000 until the 4th quarter of the year 2017 with the total of 72 observation. The data that being used is the dependent variables which is the loan disbursed by commercial bank, and also the independent variables which is the Malaysian GDP, Malaysia's Inflation Rate, Saving Deposit and also the nonperforming loan. This data will be tested to achieve the objective of this research which is to investigate the relationship between the dependent variables and the independent variables. The test that important to run, was the regression analysis as it can answer the relationship between dependent variables and also independent variables. In this research, GDP, inflation rate, and also saving deposit have positive relationship with the loan disbursed and only non-performing loan has the negative relationship with the loan disbursed.


Item Type: Thesis (Degree)
Email / ID Num.
Darno, Nurul Ain Izyanti
Email / ID Num.
Thesis advisor
Abd Jabar, Shahira
Subjects: H Social Sciences > HG Finance > Banking > Special classes of banks and financial institutions
H Social Sciences > HG Finance > Credit. Debt. Loans
H Social Sciences > HG Finance > Credit. Debt. Loans > Commercial credit. Commercial loans. Credit management
Divisions: Universiti Teknologi MARA, Johor > Segamat Campus > Faculty of Business and Management
Programme: Bachelor of Business Adminitration (HONS) Finance
Keywords: Commercial bank, Disburse loan, UiTM Cawangan Johor
Date: 2018
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