Cashless society in campus: student’s usage and level of awareness / Nurul Azwa Abdul Rais ... [et al.]

Abdul Rais, Nurul Azwa and Mohd Yusop, Noorezatty and Sabtu, Syamila Nabilah and Shamsul Bahrin, Nur Elya Ezzaty (2022) Cashless society in campus: student’s usage and level of awareness / Nurul Azwa Abdul Rais ... [et al.]. Voice of Academia (VOA), 18 (1): 6. pp. 58-66. ISSN 2682-7840

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The advancement of information technology and the development of digital devices have led to the adoption of cashless payment. In this era, the younger generations have the opportunity to explore and experience cashless transactions earlier than the previous generations. Thus, this
paper aims to determine the factors behind the use of cashless transactions among university students and to investigate their level of awareness in information security of this transaction. The findings from a sample of 373 university students in Seremban showed that convenience and speed
were the main factors of using cashless payment while ewallet was the most favourable mode of transaction. Meanwhile, students indicated a high level of awareness regarding the threat and risk, privacy and security of software, the risk of using public Wi-Fi, and the use of One- Time Password (OTP) to secure digital payment.


Item Type: Article
Email / ID Num.
Abdul Rais, Nurul Azwa
Mohd Yusop, Noorezatty
Sabtu, Syamila Nabilah
Shamsul Bahrin, Nur Elya Ezzaty
Subjects: H Social Sciences > HF Commerce > Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling
H Social Sciences > HF Commerce > Electronic commerce
Divisions: Universiti Teknologi MARA, Kedah > Sg Petani Campus
Journal or Publication Title: Voice of Academia (VOA)
UiTM Journal Collections: UiTM Journal > Voice of Academia (VOA)
ISSN: 2682-7840
Volume: 18
Number: 1
Page Range: pp. 58-66
Keywords: Cashless society, cashless payment, e-wallet
Date: 2022
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