Determinants of saving behaviour among employees in Kelantan / Nor Azira Abd Aziz

Abd Aziz, Nor Azira (2012) Determinants of saving behaviour among employees in Kelantan / Nor Azira Abd Aziz. [Student Project] (Unpublished)

Abstract

This paper investigates the relationship of income level, credit availability and interest rate effects saving behavior among employee. The target population of this study was employees in area of Kota Bharu, Kelantan and use primary data (questionnaire) as data collection method. A convenience sampling technique use to target 75 respondents. The research design use in this is hypothesis
testing framework. There are three independent variables (income level, interest rate and credit availability) use to test either it have significant to the dependent variable (saving). For data analysis, the finding shows that income level and interest rate has significant relationship with saving behavior. Meanwhile, credit availability not has significant relationship with saving behavior

Metadata

Item Type:	Student Project
Creators:	Creators Email / ID Num. Abd Aziz, Nor Azira 2010659836
Contributors:	Contribution Name Email / ID Num. Thesis advisor Ismail, Md Khairu Amin UNSPECIFIED
Subjects:	H Social Sciences > HG Finance > Personal finance. Financial literacy H Social Sciences > HG Finance > Banking > Special classes of banks and financial institutions > Savings banks H Social Sciences > HJ Public Finance > Income and expenditure. Budget
Divisions:	Universiti Teknologi MARA, Kelantan > Kota Bharu Campus > Faculty of Business and Management
Programme:	Bachelor of Business Administration (Hons) Finance
Keywords:	Income level, interest rate and credit availability
Date:	December 2012
URI:	https://ir.uitm.edu.my/id/eprint/41455