Factors that influence microcredit repayment problems among Tekun Entrepreneurs in Tanah Merah / Noraffira Mohd Ariff

This study analyzes the relationship of microcredit repayment problems concern for repayment period, business revenue and entrepreneur’s characteristic practice in a sample of 100 TEKUN Entrepreneur in Tanah Merah. The objectives of the study are to determine significant between repayment periods with the microcredit repayment problems, to determine significant relationship between business revenue with the microcredit repayment problems and to determine whether have a relationship between entrepreneurs’s characteristic with microcredit repayment problems. This study also want to know either all the three variable are significant or not with microcredit repayment problems. This study was based on simple random sampling method. For this study, a Multiple Linear Regression had been use to measure the relationship between the dependent variable (microcredit repayment problems) and independent variable (repayment period, business revenue and entrepreneur’s characteristic). Consistent with the prediction of the hypothesis, the entire variable has a significant positive impact on the microcredit repayment problems. While conducting this study, it also has several implications such as data collection constraint, availability of data and Biased. This research also included some recommendations that related to the study which is helping TEKUN to gaining the knowledge about microcredit repayment problems