Determinants of household debt in Malaysia

Ma’az, Nur Fatihah (2018) Determinants of household debt in Malaysia. [Student Project] (Unpublished)

Abstract

The purpose of this study is to determine the causes of household debt in Malaysia. The determinant factor had been used in this study which are Housing Price Index (HPI), Interest Rate (IR) and Consumer Price Index (CPI) towards the household debt in Malaysia. The quarterly data of dependent and independent variables was collected started from the year of 2006 until 2016. All the data were generated from Thomson One DataStream. The results for Multiple Linear Regression (MLR) shows that Housing Price Index (HPI) and Consumer Price Index (CPI) has significant positive towards Household Debt (HHD) while Interest Rate (IR) shows significant negative relationship towards Household Debt (HHD). The result from this study might be relevent to the policy maker in formulately several strategies in order to reduce the higher household debt in Malaysia.

Metadata

Item Type:	Student Project
Creators:	Creators Email / ID Num. Ma’az, Nur Fatihah 2015239182
Contributors:	Contribution Name Email / ID Num. Advisor Idris, Nur Hafidzah UNSPECIFIED
Subjects:	H Social Sciences > HB Economic Theory. Demography > Macroeconomics H Social Sciences > HG Finance > Interest rates H Social Sciences > HG Finance > Credit. Debt. Loans
Divisions:	Universiti Teknologi MARA, Melaka > Bandaraya Melaka Campus > Faculty of Business and Management
Programme:	Bachelor of Business Administration (Hons.) Finance (BA242)
Keywords:	Household debt, Housing Price Index (HPI), Interest Rate (IR)
Date:	2018
URI:	https://ir.uitm.edu.my/id/eprint/126518