Factors influencing financial preparation for marriage amongst young couples in Raub district / Muhammad Isma Irfan Muhamad

This study examines young couples in Raub district who are preparing for marriage financially, with an emphasis on their readiness and obstacles. Effective financial planning is essential for maintaining marital stability and securing one's financial future because marriage represents a major life transformation. This study looks at young couples' planning habits, decision-making processes, and financial literacy levels in order to pinpoint frequent challenges they encounter. We learn about their budgeting techniques, saving practices, and the influence of social and cultural influences on their financial decisions through surveys and interviews. The purpose of the research is to draw attention to the need of financial education and offer suggestions for improving financial planning assistance for young couples Raub district. Therefore, this research paper aims to track the level of awareness among the young couples. This study carries out three objectives which was presented in this study such as. To know the level of awareness and understanding of financial planning, to implement a comprehensive financial management plan, to explore the factors influencing financial planning for marriage among young Malaysian couples. The study employed a quantitative research methodology, utilizing a self-administered questionnaire. To assess the reliability of the data, the researchers employed the Cronbach's alpha coefficient. During the whole process, the study decided to implement the content of analysis and found that gold provides many platforms for the public to diversify their portfolios and to accumulate wealth while facing financial stress.