Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail

Kamalrulzaman, Siti Noor Hidayuu and Loon Koe, Wei and Ismail, Shafinar (2017) Factors that influencing default loan repayment among micro-entrepreneurs / Siti Noor Hidayuu Kamalrulzaman, Wei-Loon Koe and Shafinar Ismail. Academic Journal of Business and Social Sciences (AJoBSS), 1. pp. 1-12. ISSN 2590-440X

Abstract

The expansion of Microfinance Institutions (MFIs) has experienced high growth and the implication is that increased competition could lead to a higher incidence of default. Since the borrower responsible for their own individual loan either in group lending and individual lending, intention are the best predictor as indications of a person’s readiness to perform a specific behaviour. This study will identify the factors that causes from MFIs expansion such as motivation for future loan, family business capital, and self-efficacy towards double dipping that influence default loan repayment intention. The Theory of Planned Behavior is used as the focal theory. The empirical results of this study will assist in policy development eventually affects the sustainability capacity of MFIs.

Metadata

Item Type: Article
Creators:
CreatorsID Num. / Email
Kamalrulzaman, Siti Noor Hidayuusnhidayuu@gmail.com.my
Loon Koe, WeiUNSPECIFIED
Ismail, ShafinarUNSPECIFIED
Subjects: H Social Sciences > HG Finance > Credit. Debt. Loans > Commercial credit. Commercial loans. Credit management
H Social Sciences > HG Finance > Financial management. Business finance. Corporation finance
Divisions: Universiti Teknologi MARA, Melaka > Bahagian Penyelidikan dan Jaringan Industri, UiTM Melaka
Journal or Publication Title: Academic Journal of Business and Social Sciences (AJoBSS)
Journal: UiTM Journal > Academic Journal of Business and Social Sciences (AJoBSS)
ISSN: 2590-440X
Volume: 1
Page Range: pp. 1-12
Official URL: http://publication.melaka.uitm.edu.my/index.php/aj...
Item ID: 29956
Uncontrolled Keywords: Loan default; Intention; Motivation for future loan; Family business capital; Self-Efficacy towards double-dipping
URI: http://ir.uitm.edu.my/id/eprint/29956

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