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Zulkefli, Zulaikha and Anwar, Norizan and Salji, Mohd Rafiz and Kurniawan, Yohannes (2025) RFID in payment systems: the implementation and ramifications. (2025) Journal of Information and Knowledge Management (JIKM), 15 (SI2): 31. pp. 330-338. ISSN ISSN:2231-8836 ; E-ISSN:2289-5337