The determinants of Non-Performing Loans (NPLs) in commercial bank in Malaysia

Mohd Saidin, Nur Aishah (2018) The determinants of Non-Performing Loans (NPLs) in commercial bank in Malaysia. [Student Project]

Abstract

This study is aiming to find the determinants of non-performing loans towards commercial banks in Malaysia and identify what is the most variable effect the nonperforming loans (NPLs). The variables used inflation rate, interest rate, exchange rate and gross domestic product (GDP). In achieving the objective of the study, the E-Views is used in running the data and test the regression analysis. To find the effect of these variables towards non-performing loans, the data collected on quarterly basis from 1st January 2007 until 31st December 2016. In determining the relationship between all variables with non-performing loan, the Ordinary Least Square Method is used in multiple linear regressions. The finding showed the non-performing loans (NPLs) are statistically significant with inflation rate, interest rate and exchange rate. However, it is statistically insignificant with gross domestic product (GDP).

Metadata

Item Type:	Student Project
Creators:	Creators Email / ID Num. Mohd Saidin, Nur Aishah 2015829012
Contributors:	Contribution Name Email / ID Num. Advisor Harun, Hazalinda UNSPECIFIED
Subjects:	H Social Sciences > HB Economic Theory. Demography > Macroeconomics H Social Sciences > HG Finance > Banking H Social Sciences > HG Finance > Credit. Debt. Loans
Divisions:	Universiti Teknologi MARA, Melaka > Bandaraya Melaka Campus > Faculty of Business and Management
Programme:	Bachelor of Business Administration (Hons.) Finance (BA242)
Keywords:	Non-performing loans, Inflation rate, Interest rate, Exchange rate
Date:	2018
URI:	https://ir.uitm.edu.my/id/eprint/99368