Demographic factors that influence retirement investment decision: a case study of Swinburne University of Technology Sarawak campus staff / Dollyrissia Lainers Debra

The purpose of this study is to identify the influence of demographic factors on retirement investment decision. In order to have a comfortable retirement and to be able to realize one dream; one has to start saving or invest as early as possible to have a sufficient fund during the golden years. Recognizing the importance of this issue, 162 structured electronic questionnaires were distributed via email. The final sample consists of 144 after the account for non-replied questionnaires. Overall, the results of this research show that demographic characteristics affect the attitude towards retirement investment decision, such as age, gender, and income level. Another factor that has a significant effect in retirement investment decision is investment knowledge and experience.