Financial tablet tracker / Nur Iman Qaisara Azman ... [et al.]

Azman, Nur Iman Qaisara and Mohd Kaharudin, Asyura and Azhari, Nurul Amira and Mamat, Fatin Noor Umairah and Zaini, Nur Hidayah (2023) Financial tablet tracker / Nur Iman Qaisara Azman ... [et al.]. In: International Teaching Aid Competition 2023. Universiti Teknologi MARA, Kedah, pp. 948-952. ISBN 9789672948513


The lack of financial literacy especially in budgeting among citizens in Malaysia is alarming. Poor financial literacy could lead to overspending and overuse of credit cards. In the worst cases, this could lead to bankruptcy. According to New Strait Times, the Insolvency Department reported approximately 84,805 Malaysians were declared bankrupt in 2015 to 2019 which accounts for 26% of the bankruptcy cases involved among people under the age of 34. Furthermore, Bank Negara Malaysia reported that in 2019, 47% among Malaysian youngsters already have credit card debt. The inability to pay off credit card, installment purchases debt and personal loan are most bankruptcy cases. This is worrying, since it shows that the younger generation of Malaysians still do not have high financial awareness. Hence, the financial tracker tablet that contains a budget tracker is created to increase financial literacy among Malaysian citizens. Our free budget tracker will assist the users to determine exactly where the money is going. In addition, our product will also help you to set long-term financial goals that can be used in planning for retirement. Furthermore, our product also will ensure that savings are on the track that can keep users from overspending. Our tablet can promote and increase financial literacy among Malaysian age gaps. Besides that, it is also aligned with SULAM objectives which is to improve community wellbeing.


Item Type: Book Section
Email / ID Num.
Azman, Nur Iman Qaisara
Mohd Kaharudin, Asyura
Azhari, Nurul Amira
Mamat, Fatin Noor Umairah
Zaini, Nur Hidayah
Subjects: T Technology > T Technology (General) > Technological change
T Technology > T Technology (General) > Technological change > Technological innovations
T Technology > T Technology (General) > Information technology. Information systems
Divisions: Universiti Teknologi MARA, Kedah
Page Range: pp. 948-952
Keywords: Financial, literacy budgeting, electronic, tablet
Date: 2023
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