The factors influencing intention to use Islamic home financing product / Siti Normaisarah Ab Rahman

Ab Rahman, Siti Normaisarah (2013) The factors influencing intention to use Islamic home financing product / Siti Normaisarah Ab Rahman. [Student Project]


Islamic home financing product had been introduced during the early of establishment of Bank Islam Malaysia Berhad (BIMB) in 1983 where Bai-Bithaman Ajil was the principle used at that time. Nowadays, Islamic financial institutions have introduce a new principle known as Musharakah Mutanaqisah as another instrument under Islamic home financing. Bai-Bithaman Ajil use deferred payment with cost plus profit while Musharakah Mutanaqisah is a partnership between two parties and the concept of lessor and lessee. The purpose of this study is to know what actually are the factors that influence people to choose and prefer Islamic home financing product. From the literature review, Musharakah Mutanaqsah seems to be a better principle applied by the bank. It is hope that the study will reveal the real reason for customer acceptance of the product. This study will use quantitative method and primary data, with 150 samples that will distribute among bank's customers and post-graduate students. The method use to analyze this study is SPSS and regression.


Item Type: Student Project
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Ab Rahman, Siti Normaisarah
Email / ID Num.
Thesis advisor
Che Yaacob, Ahmad
Subjects: H Social Sciences > HD Industries. Land use. Labor > Land use > Real estate business. Real property
H Social Sciences > HG Finance > Banking > Home banking services
H Social Sciences > HJ Public Finance > Finance, Islamic
Divisions: Universiti Teknologi MARA, Johor > Segamat Campus > Faculty of Business and Management
Programme: Bachelor of Business Adminitrations (HONS) Islamic Banking
Keywords: Islamic home financing; Bank Islam Malaysia Berhad
Date: 2013
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