Financial management behavior among UiTM Shah Alam student / Nurul Nadzifah Mohd Tahir

Mohd Tahir, Nurul Nadzifah (2019) Financial management behavior among UiTM Shah Alam student / Nurul Nadzifah Mohd Tahir. Degree thesis, Universiti Teknologi MARA.


Managing money or financial resources is a crucial skills someone need to acquire. With the vast development in financial sector and technology, financial management skill is a must in order to cope with various financial risk and problems. Increasing amount of bankrupt individual among young generation is the indicator that they are having financial problems. Few sources of news were highlighting this topic in their headlines to let all people especially young generation, aware of this alarming financial scenario that happened in Malaysia. Due to this situation, this research was done aiming for identifying the financial management behaviour among UiTM Shah Alam student. This research used the quantitative approach by distributing sets of questionnaires regarding their financial behaviour and their awareness towards financial literacy. 268 samples are randomly selected form the sample size of approximately 18,000 students. The data were analysed using frequency analysis and one way ANOVA analysis. The results ofthe survey showed that most of the students were not having a proper financial management behaviour. They were not practising a good financial management in managing their financial resources in their daily life. However, in the aspect of awareness of financial literacy, the mean is quite high. The respondents are aware of the importance of financial knowledge and the consequence of having poor financial management. But in terms of implementation of financial knowledge, the mean is low among the respondent. Recommendation for the implementation of financial education among university student are also highlighted in this research in order to assist young generation in managing their financial resources efficiently.
Keywords: bankruptcy, financial literacy, financial behaviour, financial management,financial education.


Item Type: Thesis (Degree)
Email / ID Num.
Mohd Tahir, Nurul Nadzifah
Email / ID Num.
Thesis advisor
Ahmad Rosli, Mohd Syahrul Deen
Subjects: H Social Sciences > HG Finance > Financial leverage
H Social Sciences > HJ Public Finance
Divisions: Universiti Teknologi MARA, Shah Alam > Academy of Contemporary Islamic Studies (ACIS)
Programme: Bachelor in Muamalat- IC210
Keywords: bankruptcy, management, education
Date: January 2019
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