Internal determinants on Bank Islam Malaysia Berhad (BIMB) profitability in Malaysia / Nur Izzati Husin Fitri

This paper is aims to investigate the factor that affect the Bank Islam Berhad Malaysia (BIMB) profitability in Malaysia. This study will focus on BIMB that registered under Bank Negara Malaysia. The internal factors that may influences the bank performance will be observe closely. The dependent variable in this study is BIMB's profitability that will be measure by Return on Asset (ROA). Four selected independent variables in this study are total equity to total asset (TETA), total loan to total deposit (TLTD), total debt to total asset (TDTA) and total loan to total asset (TLTA). The quarterly data from the sample of BIMB are pooled for 15 years (20032017). The data will be relied on the annual report of BIMB. Total number of observation is 57. The data can be obtained from Bank Scope and Annual Report.

This study used quantitative secondary data which is time series and multiple regression models represented by the ordinary least squares (OLS) as the technique to look at factors that affect the BIMB's profitability in Malaysia.