The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim

Salim, Nor Salmiza (2007) The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim. [Student Project] (Unpublished)

Abstract

This study examine the risk behavior of the loan sales activity in Malaysia. This is because bank rebalance their loan portfolio exposure by selling loans in the secondary mortgage market. This study comprise the sample of the Conventional bank and Islamic bank which is local own bank and foreign own bank in Malaysia which provide housing from 2000 until 2006 for yearly basis. The method used in this research is multiple analysis. This study finds that there is a relationship between loan sales and bank risk in conventional bank. Meanwhile there is no relationship between loan sales and bank risk Islamic bank. For the Conventional bank, ASSETS (natural logarithm of total assets) is most significant independent variable that gives an effect towards the bank risk Meanwhile for Islamic bank, LNSLD (loan sold to total asset ratio) is the most significant effect towards the bank risk.

Metadata

Item Type: Student Project
Creators:
Creators
Email / ID Num.
Salim, Nor Salmiza
2005743940
Contributors:
Contribution
Name
Email / ID Num.
Thesis advisor
Misman, Faridah Najuna
-
Subjects: H Social Sciences > HG Finance > Banking > Bank loans. Bank credit. Commercial loans
H Social Sciences > HG Finance > Credit. Debt. Loans
Divisions: Universiti Teknologi MARA, Johor > Segamat Campus > Faculty of Business and Management
Programme: Bachelor of Business Administrations (Finance)
Keywords: Loan sale, Bank risk, Islamic Bank, Conventional Bank, UiTM Cawangan Johor
Date: October 2007
URI: https://ir.uitm.edu.my/id/eprint/33642
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