Predicting debt burden status among Malaysia civil servants / Mohamad Fazli Sabri ... [et al.]

Sabri, Mohamad Fazli and Abdullah, Nuraini and Abdul Rahim, Husniyah and Yusof, Radduan and Othman, Mohd. Amim and Hashim, Ahmad Hariza (2019) Predicting debt burden status among Malaysia civil servants / Mohamad Fazli Sabri ... [et al.]. Journal of Emerging Economies & Islamic Research, 7 (3). pp. 1-11. ISSN 2289-2559

Abstract

The pressure of high inflation rate and increased cost of living has invoked the concerns over the problem of debt among civil servants in Malaysia. This paper aims to investigate the determinants of debt burden status within a civil servants’ sample. Questionnaires were distributed
using a multi-stage random sampling method. A total of 600 responses were collected. Results from logistic regression showed several significant predictors of debt burden status, namely savings to income ratio, financial status, and income adequacy. This study outlined the
predictors of debt burden status among Malaysian civil servants, providing civil servants with some ideas to counter debt issues which have been prevalent for a long time.

Metadata

Item Type: Article
Creators:
Creators
Email / ID Num.
Sabri, Mohamad Fazli
UNSPECIFIED
Abdullah, Nuraini
UNSPECIFIED
Abdul Rahim, Husniyah
UNSPECIFIED
Yusof, Radduan
UNSPECIFIED
Othman, Mohd. Amim
UNSPECIFIED
Hashim, Ahmad Hariza
UNSPECIFIED
Subjects: H Social Sciences > HG Finance > Credit. Debt. Loans
H Social Sciences > HG Finance > Credit. Debt. Loans > Commercial credit. Commercial loans. Credit management
Divisions: Universiti Teknologi MARA, Selangor > Puncak Alam Campus > Faculty of Business and Management
Journal or Publication Title: Journal of Emerging Economies & Islamic Research
UiTM Journal Collections: UiTM Journal > Journal of Emerging Economies and Islamic Research (JEEIR)
ISSN: 2289-2559
Volume: 7
Number: 3
Page Range: pp. 1-11
Keywords: Debt burden, Savings ration, Financial status, Income adequacies
Date: September 2019
URI: https://ir.uitm.edu.my/id/eprint/32297
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32297

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