Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid

Mohamad Zaid, Mohd Huzeer and Abdul Rashid, Fatin Nabila (2014) Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid. [Student Project] (Unpublished)

Abstract

Savings play an important role in economic development. Growth theories have shown that savings is a necessary ingredient to finance investment which will enhance a country’s productivity. The purpose of this study is to investigate the determinants of saving behavior among self-employed individuals. The factors are deriving from saving behavior, financial stress and financial management. The study follows descriptive research using survey methods. A set of questionnaires with four (4) point likert scale was developed and 100 questionnaires were distributed to all self-employed individuals. Frequency distribution, reliability test, correlation analysis and regression analysis has been chosen as the method to find the result. The findings indicate that a financial management is the most determinants that influence the saving behavior than financial stress.

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Item Type: Student Project
Creators:
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Mohamad Zaid, Mohd Huzeer
UNSPECIFIED
Abdul Rashid, Fatin Nabila
UNSPECIFIED
Subjects: H Social Sciences > HG Finance
H Social Sciences > HG Finance > Personal finance. Financial literacy
Divisions: Universiti Teknologi MARA, Melaka > Bandaraya Melaka Campus > Faculty of Business and Management
Keywords: Saving behavior; Financial stress; Financial management
Date: 2014
URI: https://ir.uitm.edu.my/id/eprint/25468
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