BNPL: kemudahan atau perangkap kewangan?

Ab Rashid, Mohd Elfee and Arifin, Iskandar and Shabir Ahmad, Bashir Ahmad (2026) BNPL: kemudahan atau perangkap kewangan? Bulletin. Universiti Teknologi MARA, Negeri Sembilan.

Abstract

Buy Now, Pay Later (BNPL) ialah kemudahan kredit jangka pendek yang membolehkan pengguna membeli barangan secara ansuran tanpa faedah jika dibayar mengikut jadual, bermula dengan bayaran pendahuluan kecil manakala bakinya ditolak secara automatik.

Item Details

Item Type:	Monograph (Bulletin)
Creators:	Creators Email / ID Num. Ab Rashid, Mohd Elfee UNSPECIFIED Arifin, Iskandar UNSPECIFIED Shabir Ahmad, Bashir Ahmad UNSPECIFIED
Subjects:	H Social Sciences > HC Economic History and Conditions > Consumers. Consumer demand. Consumption H Social Sciences > HG Finance > Personal finance. Financial literacy
Divisions:	Universiti Teknologi MARA, Negeri Sembilan > Seremban Campus
Journal or Publication Title:	ASPIRASI FPP
ISSN:	2735-0525
Keywords:	Kredit jangka pendek, ansuran tanpa faedah, bayaran pendahuluan, potongan automatik
Date:	2026
URI:	https://ir.uitm.edu.my/id/eprint/146953

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