Sadek, Daing Maruak and Anuar, Azyyati
(2025)
AI in Islamic banking: aligning innovation with Sharia principles.
Bulletin.
Universiti Teknologi MARA, Kedah, Universiti Teknologi MARA, Kedah.
Official URL: https://kedah.uitm.edu.my/research
Abstract
Artificial Intelligence (Al) is revolutionizing the financial sector by offering advanced capabilities in automation, data analytics, fraud detection, and the personalization of financial services. In the context of Islamic banking, however, the integration of Al requires thoughtful consideration to ensure that technological advancements align with Sharia principles. For instance, Al-powered chatbots and virtual assistants enable Islamic banks to provide 24/7 support to customers. These digital tools are instrumental in addressing customer queries, guiding them through compliant product offerings, and suggesting halal investment opportunities, critically avoiding riba (interest)-based recommendations (Khan, 2021).
Metadata
| Item Type: | Monograph (Bulletin) |
|---|---|
| Creators: | Creators Email / ID Num. Sadek, Daing Maruak daing729@uitm.edu.my Anuar, Azyyati azyyati@uitm.edu.my |
| Contributors: | Contribution Name Email / ID Num. Editor Anuar, Azyyati azyyati@uitm.edu.my Editor Ahmad Zawawi, Azlyn azlyn@uitm.edu.my |
| Subjects: | H Social Sciences > HG Finance > Banking H Social Sciences > HG Finance > Financial engineering |
| Divisions: | Universiti Teknologi MARA, Kedah > Sg Petani Campus |
| Journal or Publication Title: | Buletin RMU4U |
| ISSN: | 2805-475X |
| Keywords: | AI in Islamic banking, Sharia-compliant AI, Halal investment recommendations, Islamic FinTech (Financial Technology) |
| Date: | 2025 |
| URI: | https://ir.uitm.edu.my/id/eprint/138733 |
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