Faithful islamic home financing through i-CSR (FITHi-CSR)

The concept of CSR in the context of Islamic Financial Institutions (IFIs) aligns with Islamic principles and values, emphasizing social justice, community welfare, and environmental sustainability. IFIs have consistently focused on i-CSR activities, contributing to economic development and enhancing community confidence. To support these goals, this study proposes the development of a new application utilizing the construct of i-CSR to influence customers' intentions to adopt Islamic Home Financing. i-CSR, grounded in Maqasid al-Shariah, emphasizes justice, transparency, and societal well-being. The prototype is designed to raise awareness, promote informed financial choices, and foster stronger trust between Islamic Financial Institutions (IFIs) and consumers. This user-friendly application captures customers’ preferences and behavioral intentions while also serving as an engagement platform for IFIs to communicate their social value initiatives. Developed based on expert perspectives on i-CSR as well as incorporating principles of Maslahah and Maqasid al-Shariah, the tool holds the potential to align financial inclusion with sustainable development goals (SDGs).