Exploring financial challenges among UiTM Pasir Gudang student

Sharifuddin, Muhammad Arif Zahwan and Mohammad Hisham, Arief Aemran and Abd Razak, Muhammad Akid and Zulfakhri, Muhammad Hadif and Ahmad, Nur Intan Syafinaz (2024) Exploring financial challenges among UiTM Pasir Gudang student. In: Proceedings of Johor International Innovation Invention Competition And Symposium 2024. Universiti Teknologi MARA Cawangan Johor Kampus Pasir Gudang, Universiti Teknologi MARA, Johor, pp. 533-537. ISBN 978-967-0033-25-9
Abstract

This report investigates the financial challenges faced by students at UiTM Pasir Gudang and the impact on their well-being and academic performance. Utilizing a survey distributed to 81 students, the study aims to analyze the students' monthly income, expenditure, financial habits, and the resulting stress. Key findings indicate that the majority of respondents are male (76.5%) and earn an average monthly income of RM376.66, with significant variability in spending patterns. Approximately 63 students save for emergencies, though many struggle to afford study fees and basic necessities, leading to sacrifices in physical health and increased anxiety. The study concludes that financial insecurity among students is prevalent, adversely affecting their mental and emotional well-being. Recommendations include enhancing financial aid, increasing food initiatives, and promoting budgeting skills to mitigate financial stress and support academic success

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