How BNPL is reshaping the financial lives of Malaysian university students

UiTM, MITASA (2025) How BNPL is reshaping the financial lives of Malaysian university students. Bulletin. Kesatuan Kakitangan Akademik UiTM (MITASA), Shah Alam.
Abstract

Buy now, pay later" (BNPL) is a individuals to purchase goods or services and pay for them over time. BNPL has gained popularity over time as a simpler, faster, and more accessible alternative to credit cards. It does not require a strong credit history or complex approval processes. In addition, the payment methods for BNPL are being split into instalments with no interest being charged if the deadlines are met.

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