Awareness and intention of investment among muamalat students in UiTM Kelantan Branch Machang Campus

Investment awareness is a critical aspect of financial literacy, enabling individuals to make informed decisions that impact their financial stability and future security. Despite its importance, financial illiteracy among youth in Malaysia remains a concern, with 54.3% of national bankruptcy cases involving young individuals as reported by the Institute of Strategic Analysis and Policy Research (INSAP) in March 2024. This highlights the urgent need to improve financial education and investment awareness among younger populations. This study examines investment awareness and intention among Muamalat students at UiTM Kelantan Branch Machang Campus, focusing on three objectives: assessing their understanding of investment, identifying factors influencing their investment decisions, and analyzing overall investment awareness. A quantitative methodology was employed, using a structured questionnaire distributed to a representative sample determined through the Krejcie and Morgan table with simple random sampling. Data analysis included descriptive statistics and t-tests. The findings indicate that participants have a medium-low understanding of investments, medium-high recognition of investment factors and medium-high awareness of investment opportunities. Additionally, gender was found not to significantly influence these three aspects, leading to the failure to reject the null hypothesis. These results highlight the need for improved financial education to enhance students' investment literacy and promote their long-term financial well-being.