Housing affordability among young generation in Alor Setar, Kedah / Che Nadzirah Che Dam

Che Dam, Che Nadzirah (2025) Housing affordability among young generation in Alor Setar, Kedah / Che Nadzirah Che Dam. Degree thesis, Universiti Teknologi MARA, Perak.
Abstract

Housing affordability has developed as a major issue, particularly among the younger generation, who confront several obstacles to obtaining property. This study investigates the factors that influence housing affordability among young people, with an emphasis on economic, social, and policy dimensions. Rising property prices, stagnating salaries, and rising living costs have put pressure on young people's ability to buy homes, while a lack of financial awareness and limited access to affordable housing schemes compound the situation. The study's goal is to assess the scope of the younger generation's housing affordability concerns and to investigate viable solutions. Data was acquired using a mixed-methods approach, including surveys and interviews with young homebuyers, real estate professionals, and legislators. The analysis, conducted using the Statistical Package for the Social Sciences (SPSS), highlights key affordability indicators such as income-to-house price ratios, housing loan accessibility, and the effectiveness of government intervention programs.

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