Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed.

Mehmood, Bilal and Younas, Zahid Irshad and Ahmed, Nisar (2013) Macroeconomic and bank specific covariates of Non-Performing Loans (NPLs) in Pakistani Commercial Banks: panel data evidence / Bilal Mehmood, Zahid Irshad Younas, Nisar Ahmed. Journal of Emerging Economies and Islamic Research, 1 (3). pp. 1-15. ISSN 2289 – 2559

Abstract

Non-performing loans has become an important part of commercial banking of a country. This paper empirically tests the macroeconomic and bank-specific covariates of non-performing loans for a panel of 13 commercial banks for period of 2003-2012. Using fixed effects with Driscoll and Kraay standard errors, the influence of macroeconomic and bank-specific covariates is found meaningful. Recommendations include the policy steps to complement the sound financial system with a healthy macroeconomic environment to reduce non-performing loans in commercial banks in Pakistan. Moreover, need is highlighted for a policy approach with emphasis on the apposite credit culture and lending policy designed with pertinent economic and financial factors.

Metadata

Item Type: Article
Creators:
CreatorsID Num. / Email
Mehmood, BilalUNSPECIFIED
Younas, Zahid IrshadUNSPECIFIED
Ahmed, NisarUNSPECIFIED
Subjects: H Social Sciences > HB Economic Theory. Demography
H Social Sciences > HB Economic Theory. Demography > Macroeconomics
Divisions: Universiti Teknologi MARA, Selangor > Puncak Alam Campus > Faculty of Business and Management
Journal or Publication Title: Journal of Emerging Economies and Islamic Research
Journal: UiTM Journal > Journal of Emerging Economies and Islamic Research
ISSN: 2289 – 2559
Volume: 1
Number: 3
Page Range: pp. 1-15
Official URL: http://www.jeeir.com/v2/index.php/16-archieve/vol-...
Item ID: 32768
Uncontrolled Keywords: Non Performing Loans, Economic Growth, Fixed Effects Estimation with Driscoll and Kraay standard errors.
URI: http://ir.uitm.edu.my/id/eprint/32768

Download

[img] Text
32768.pdf

Download (734kB)

Actions (login required)

View Item View Item

Downloads

Downloads per month over past year