Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat

Mahat, Nur Artika (2019) Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat. Student Project. Faculty of Business and Management, Bandaraya Melaka. (Unpublished)

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Abstract

The highlighted issue from this research is low intention to repay loan among household in Melaka, Malaysia. Low loan repayment intention can lead to default payment, delinquency as well as bankruptcy. This research is to investigate the relationships between financial attitude, financial literacy and financial socialization with loan repayment intention. The respondents in this research is households in Melaka, Malaysia which involved totals of 257 working at Universiti Teknologi MARA (UiTM) Kampus Bandaraya, Amanah Saham Nasional Berhad (ASNB), SH Motors Sdn Bhd and Seri Negeri Melaka. The sampling chosen in this research is purposive sampling. By using the Statistical Package for the Social Science (SPSS) version 22, all data gathered were analyzed. In order to obtain the result, frequency distribution, descriptive analysis, reliability analysis, Pearson correlation analysis and multiple regression analysis were conducted in the analysis part. The research used Social learning theory and theory of planned behavior to propose the theoretical framework. The research investigates the relationship of financial attitude, financial literacy and financial socialization with loan repayment intention among household in Melaka. Thus, in this research findings found that financial attitude has a significant relationship between with loan repayment intention. These finding could contribute to the body of knowledge by identifying determinants of loan repayment intention among households in Melaka.

Item Type: Monograph (Student Project)
Creators:
CreatorsID Num.
Mahat, Nur ArtikaUNSPECIFIED
Subjects: H Social Sciences > HG Finance > Personal finance. Financial literacy
H Social Sciences > HG Finance > Credit. Debt. Loans
H Social Sciences > HM Sociology > Social psychology > Social influence. Social pressure > Attitude
Divisions: Universiti Teknologi MARA, Melaka > Bandaraya Melaka Campus > Faculty of Business and Management (M)
Item ID: 25828
Uncontrolled Keywords: Loan repayment intention; Financial attitude; Financial literacy; Financial socialization
Last Modified: 24 Oct 2019 01:35
Depositing User: Perpustakaan UiTM Cawangan Melaka UiTM Cawangan Melaka
URI: http://ir.uitm.edu.my/id/eprint/25828

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