Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid

Mohamad Zaid, Mohd Huzeer and Abdul Rashid, Fatin Nabila (2014) Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid. Student Project. Faculty of Business and Management, Bandaraya Melaka. (Unpublished)

Abstract

Savings play an important role in economic development. Growth theories have shown that savings is a necessary ingredient to finance investment which will enhance a country’s productivity. The purpose of this study is to investigate the determinants of saving behavior among self-employed individuals. The factors are deriving from saving behavior, financial stress and financial management. The study follows descriptive research using survey methods. A set of questionnaires with four (4) point likert scale was developed and 100 questionnaires were distributed to all self-employed individuals. Frequency distribution, reliability test, correlation analysis and regression analysis has been chosen as the method to find the result. The findings indicate that a financial management is the most determinants that influence the saving behavior than financial stress.

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Metadata

Item Type: Monograph (Student Project)
Creators:
CreatorsID Num.
Mohamad Zaid, Mohd HuzeerUNSPECIFIED
Abdul Rashid, Fatin NabilaUNSPECIFIED
Subjects: H Social Sciences > HG Finance
H Social Sciences > HG Finance > Personal finance. Financial literacy
Divisions: Universiti Teknologi MARA, Melaka > Bandaraya Melaka Campus > Faculty of Business and Management (M)
Item ID: 25468
Uncontrolled Keywords: Saving behavior; Financial stress; Financial management
URI: http://ir.uitm.edu.my/id/eprint/25468

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