Potential of Islamic finance : a survey of Tunisian Northwest companies / Rym Ammar Ayachi, Dhafer Saidane and Fayçal Mansouri

Ammar Ayachi, Rym and Saidane, Dhafer and Mansouri, Fayçal (2017) Potential of Islamic finance : a survey of Tunisian Northwest companies / Rym Ammar Ayachi, Dhafer Saidane and Fayçal Mansouri. Journal of Emerging Economies & Islamic Research, 5 (2). pp. 1-15. ISSN 2289 - 2559

Official URL: http://www.jthca.org


The present paper aims to assess the Islamic products potential demand for entrepreneurs in the Tunisian Northwest region. In order to do so, we developed a questionnaire which was sent to these entrepreneurs. The survey results show that the latter perceive Islamic Finance as a seductive phenomenon. However, its development appears to be difficult. Indeed, according to the survey results, the lack of knowledge may impede the expansion of Islamic banking in Tunisia. Moreover, the following factors:, cost, religious conviction, proximity, flexibility and satisfaction of the needs, may affect the entrepreneurs' choice to deal with Islamic financial institution. In addition, the lack of entrepreneurs' confidence with regard to the compliance of Islamic banking with the Shariah principles has a negative effect on Islamic finance development in the Tunisian Northwest, region. For this reason, Tunisian Islamic banks should put more effort to reinforce their competitiveness.


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Item Type: Article
CreatorsID Num.
Ammar Ayachi, RymUNSPECIFIED
Saidane, DhaferUNSPECIFIED
Mansouri, FayçalUNSPECIFIED
Subjects: H Social Sciences > HG Finance > Financial management. Business finance. Corporation finance
H Social Sciences > HJ Public Finance > Finance, Islamic
Divisions: Universiti Teknologi MARA, Selangor > Puncak Alam Campus > Faculty of Business and Management (B)
Journal or Publication Title: Journal of Emerging Economies & Islamic Research
ISSN: 2289 - 2559
Volume: 5
Number: 2
Page Range: pp. 1-15
Official URL: http://www.jthca.org
Item ID: 19366
Uncontrolled Keywords: Islamic finance, Cluster analysis, Islamic banking system, Tunisia
URI: http://ir.uitm.edu.my/id/eprint/19366

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