Factors influencing the repayment patterns of nonbank financial institution borrowers / Chong Fen Nee ... [et al.]

Chong, Fen Nee and Morni, Fareiny and Suhaimi, Rosita (2010) Factors influencing the repayment patterns of nonbank financial institution borrowers / Chong Fen Nee ... [et al.]. [Research Reports] (Unpublished)

Download

[thumbnail of 43432.pdf] Text
43432.pdf

Download (151kB)

Abstract

This study investigates the factors influencing repayment performance of non-bank financial intemediaries borrowers in Kuching. A total of sixty queationnaires collected during the study period were used for the analysis. Findings showed that 45% of the respondents pay their credit obligations on time while the remaining take between one to six months to settle their monthly arrears. When the cross-tabulation analysis was used to identify the common demographic characteristics of the defaulters, it was found that majority of this group are male, married, has a lower education attaintment and self-employed.

Metadata

Item Type: Research Reports
Creators:
Creators
Email
Chong, Fen Nee
UNSPECIFIED
Morni, Fareiny
UNSPECIFIED
Suhaimi, Rosita
UNSPECIFIED
Subjects: H Social Sciences > HG Finance > Banking
H Social Sciences > HG Finance > Personal finance. Financial literacy
H Social Sciences > HG Finance > Credit. Debt. Loans
Divisions: Universiti Teknologi MARA, Sarawak > Research Management Institute (RMI)
Item ID: 43432
Uncontrolled Keywords: bank, financial, research
URI: https://ir.uitm.edu.my/id/eprint/43432

Fulltext

Fulltext is available at:
  • Koleksi Akses Terhad | PTAR Kampus Samarahan, Sarawak
  • ID Number

    43432

    Indexing


    View in Google Scholar

    Edit Item
    Edit Item