Sulh approach in the education loan’s repayment: The study on education loans of the National Higher Education Fund Corporation (PTPTN) / Dziauddin Sharif … [et al.]

Sharif, Dziauddin and Che Man, Norajila and Mohd Zain, Zainab and Pauzi, Nasif Sidquee and Ahmad Ubaidah, Ahmad Faiz (2017) Sulh approach in the education loan’s repayment: The study on education loans of the National Higher Education Fund Corporation (PTPTN) / Dziauddin Sharif … [et al.]. In: 2nd International Islamic Heritage Conference (ISHEC 2017), 14-15 November 2017, Avillion Hotel Melaka.

Abstract

Sulh means reconciliation on a contract that when it is held, it seeks to achieve peace between two conflicting parties. Sulh has a great role in Islamic approach towards the creation of a peaceful society. In recognizing the role of Sulh to become an important means of finding a peaceful way, this paper discusses the concept of Sulh according to the perspective of the Qur'an and then adapts into the debt repayment‘s solution, especially on education loan. By concentrating a case study on PTPTN‘s repayment performance among borrowers, the sulh approach is thus applied to see the performance of borrowers in paying their debts. It is hoped that this approach stimulates lender and borrower to achieve an encouraging and intensifying reductions in loan-based performance.

Metadata

Item Type: Conference or Workshop Item (Paper)
Creators:
CreatorsID Num. / Email
Sharif, DziauddinUNSPECIFIED
Che Man, NorajilaUNSPECIFIED
Mohd Zain, ZainabUNSPECIFIED
Pauzi, Nasif SidqueeUNSPECIFIED
Ahmad Ubaidah, Ahmad FaizUNSPECIFIED
Subjects: B Philosophy. Psychology. Religion > BP Islam. Bahaism. Theosophy, etc > Islam > Islam and economics
Divisions: Universiti Teknologi MARA, Melaka > Alor Gajah Campus
Event Title: 2nd International Islamic Heritage Conference (ISHEC 2017)
Event Dates: 14-15 November 2017
Page Range: pp. 757-763
Item ID: 20211
Uncontrolled Keywords: Sulh approach; Education loan’s repayment; PTPTN
URI: http://ir.uitm.edu.my/id/eprint/20211

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